Mortgages
Truly independent mortgage advice
Globalisation, the EU enlargement and current low interest rates in the Euro zone have produced an increase in the number of UK residents looking to invest in overseas properties. The lending market is also becoming more competitive with new lenders entering this profitable market and offering hundreds of different mortgage products. With this in mind we have acknowledged the need for different lending solutions, better market knowledge and trusted advice. At J&J overseas mortgages we recognise that each individual lending requirements are unique and so should be the financial solutions. Our aim is to offer our clients a professional service they can understand and trust.
We have selected an independent panel of reputable Overseas and UK lenders offering mortgages secured on overseas properties, from which we will hep our clients to choose the most suitable mortgage product for their needs. Through years of experience in the overseas mortgage market we are well equipped to cater for a wide range of mortgage requirements.
Comprehensive Range of Mortgage Services
- Land purchase, Residential and Commercial lending
- Mortgages, re-mortgages, Further advances and Self-built mortgages
- Flexible, Full term Fixed and Tracker rates
- Exclusive rates from certain lenders
- Self certification mortgages
- Automatic re-mortgages with no proof of earnings
- Interest only mortgages for up to 30 years term
- Agreements in principle within 48 hours
Competitive mortgage conditions
By giving you access to our very competitive products from our panel of lenders, we will save you time and money. Bring us a product, and we are confident we can beat it, but give us the opportunity to prove it to you.
We can offer finance up to 80% of your new property valuation, mortgage terms up to a maximum of 30 years. A choice of capital & Interest or interest only mortgages. Our range of interest rates start from 0.75% above Euribor (European Bank Rate). Early capital repayments are allowed with the option to reduce the monthly payments or mortgage term. Whichever suits your personal needs.
Simple application process
A hassle free application process with reduced administration so you could concentrate on the really important issues and leave us the property finance.
A free and non-committal Agreement in Principle provided within 48 hours. This only requires completing a three pages simple form, also available via internet. It is vitally important for potential overseas property buyers to assess their borrowing possibilities before parting with any money or entering into legally binding contracts.
*Your house may be reposed if you can not maintain your mortgage payments
*Currency fluctuations may increase the amount of your mortgage debt